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Blue Pearl Blog

Expert insights on mortgages, investing, and building wealth

Bank of Canada building
Mortgage Investment Corporation

Bank of Canada Holds Key Interest Rate

The Bank of Canada recently made a significant decision to hold its key interest rate steady at 4.5%. This decision comes amid ongoing concerns about the economic landscape, particularly inflation and global economic stability.

2 min read
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MIC vs REIT comparison
Mortgage Investment Corporation

MIC vs REIT - Which is Right for Your Portfolio

Both MICs and REITs offer access to real estate returns, but they work differently. Learn which investment structure might be right for your portfolio goals.

3 min read
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Life insurance protection
Insurance

Why Life Insurance Matters, At Any Age

Whether you're 25 or 65, life insurance plays a crucial role in financial planning. Learn how the right coverage can protect your loved ones and your legacy.

3 min read
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Interest rate changes impact
Mortgage Investment Corporation

How Do MICs Respond to Changing Interest Rates?

Interest rate decisions from the Bank of Canada create ripple effects across financial markets. Discover how MICs respond to these changes and what it means for your returns.

2 min read
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Whole life insurance for families
Insurance

Demystifying Whole Life Policies for Families

Whole life insurance often seems complex, but one family's story shows how it can provide lifetime protection and build cash value over time.

3 min read
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MIC investment risks and rewards
Mortgage Investment Corporation

Understand the Risks and Rewards of MICs

Every investment comes with risks and rewards. Learn how MICs manage risk through diversification, loan-to-value ratios, and professional underwriting.

5 min read
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Navigating market volatility
Investing

Navigating Market Volatility: Exploring Investment Opportunities

When markets swing wildly, investors face tough decisions. Discover strategies to protect your wealth and identify opportunities during turbulent times.

3 min read
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Retirement savings goal
Investing

BMO surveyed Canadians: They Need $1.54 Million to Retire – How Do You Get There?

The $1.54 million retirement number might seem daunting, but with the right investment strategy and time, it's achievable for many Canadians.

2 min read
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Protecting investments during volatility
Investing

Market Volatility is Back – How Canadians Can Protect Their Investments

DeepSeek AI and renewed trade tensions have sent markets into turmoil. Discover how MICs offer a more stable alternative during uncertain times.

3 min read
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Insurance broker expertise
Insurance

The Power of Expertise: Candice Jamieson's Journey as an Insurance Broker

Working with an experienced insurance broker can make all the difference. Candice shares real stories of how personalized insurance planning protects what matters most.

3 min read
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Critical illness insurance impact
Insurance

How Critical Illness Insurance Changed Matt's Life – Insights from Martin Wang, Insurance Broker

When Matt was diagnosed with cancer, critical illness insurance provided $50,000 tax-free to cover expenses. Learn why this protection matters.

2 min read
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Insurance planning ahead
Insurance

The Importance of Planning Ahead: Insights from Kylie Mattu, Insurance Broker

Three real-life stories demonstrate why waiting to secure insurance can be costly. Learn from these experiences and protect your family today.

3 min read
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Bank of Canada rate cuts
Mortgage Investment Corporation

Massive Rate Cut in Canada! What Does That Mean for Investment Returns at Blue Pearl Mortgage Investment Corporation?

The Bank of Canada's rate cut creates questions for investors. Learn why Blue Pearl MIC's returns aren't directly correlated with the prime rate and what this means for your investment.

3 min read
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Canadian venture stocks performance
Mortgage Investment Corporation

If You Invested $50,000 in the Canadian Venture Stocks 5 Years Ago, You May Only Have About $48,000 Today

While the S&P/TSX Venture Composite struggled, Blue Pearl MIC delivered consistent 9-11% annual returns. Compare the two investment approaches.

4 min read
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Canadian real estate investing
Mortgage Investment Corporation

With Prices and Interest Rates Sky High, Can You Still Make Money Investing in Canadian Real Estate?

High interest rates and property prices create barriers for traditional real estate investors. Learn how MICs provide real estate exposure with lower capital requirements and better liquidity.

4 min read
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