Licensed by provincial regulators

Don't Wait Until the Last Second to Renew

Get ahead of your finances today.

Got a mortgage renewal coming up? Get comfortable, because it's time for some exciting news. With competitive rates and various options, this is where the journey to a better financial future begins.

Lower Your Rate

Find better rates than your current lender is offering

Save Thousands

Even a small rate difference can mean huge savings

Free Expert Advice

Our mortgage experts do all the work for you

Are You Making This Common Mistake?

Almost 70% of homeowners just sign and send back their renewal forms

They don't ask any questions. They don't shop around. They simply accept whatever their current lender offers them.

Life is busy, and time is limited, but don't just renew without further thought. Your lender is counting on you being too busy to shop around—and they're often not offering you their best rate.

An example of how "Just Signing" can impact you financially

Renewal Rate Offered:5.5%

What your lender sends you

Better Rate Available:4.8%

An example of a better rate we could find

Potential Savings on $400K Mortgage

$14,000+

Over a 5-year term

Mortgage Renewal is a Golden Opportunity

Re-evaluate and explore better deals that could lead to significant savings. We can help you navigate the landscape and provide you with the guidance required for getting the best out of your journey towards owning a home.

Lower Your Rate

Banks often don't offer their best rates in renewal letters. We shop around to find you better options.

Reduce Monthly Payments

A better rate means lower monthly payments, freeing up cash for other priorities in your life.

Switch to Better Terms

Change your amortization, payment frequency, or switch from variable to fixed (or vice versa).

Access Your Equity

Use your renewal as an opportunity to access home equity for renovations, investments, or debt consolidation.

Why Choose Blue Pearl for Your Renewal?

We Shop for You

Access to 50+ lenders means we find rates your bank won't match

We Handle the Paperwork

Our experts manage the entire process from start to finish

Expert Guidance

Dedicated advisors who work for you, not the lenders

How We Help with Your Renewal

Our streamlined process makes renewal easy and ensures you get the best possible terms

1

Review Your Current Mortgage

We analyze your existing mortgage details, current rate, and remaining term to understand your situation.

2

Shop 50+ Lenders

We compare rates and terms from major banks, credit unions, and alternative lenders to find your best options.

3

Present Your Options

We show you the best rates and terms available, clearly explaining potential savings and any differences.

4

Handle the Switch

If switching lenders makes sense, we manage all the paperwork and coordinate the entire transfer process.

5

Close Your New Mortgage

Your new mortgage is set up seamlessly, often with better rates, terms, and no hassle on your end.

Start Your Renewal Process Today

Don't leave money on the table. Get a free quote and see how much you could save with a better mortgage renewal.

Frequently Asked Questions

Start 4-6 months before your renewal date. This gives you time to shop around, compare rates, and negotiate better terms without feeling rushed or pressured to accept your current lender's offer.

Need Help?

Our team is here to assist you

Call Us

1-800-288-2764

Mon-Fri 8AM-8PM PST

Email Us

support@bluepearlmortgage.ca

Response within 2 hours

Visit Us

Surrey, BC

By appointment

Your Mortgage Renewal Shouldn't Be on Auto-Pilot

Take control of your financial future. Let our experts find you a better rate and potentially save you thousands of dollars.

50+

Lenders We Compare

$0

Cost to You

24-48hrs

Get Your Options

4.6/5 Rating
100% Secure
No Obligation