
Don't Wait Until the Last Second to Renew
Get ahead of your finances today.
Got a mortgage renewal coming up? Get comfortable, because it's time for some exciting news. With competitive rates and various options, this is where the journey to a better financial future begins.
Lower Your Rate
Find better rates than your current lender is offering
Save Thousands
Even a small rate difference can mean huge savings
Free Expert Advice
Our mortgage experts do all the work for you
Are You Making This Common Mistake?
Almost 70% of homeowners just sign and send back their renewal forms
They don't ask any questions. They don't shop around. They simply accept whatever their current lender offers them.
Life is busy, and time is limited, but don't just renew without further thought. Your lender is counting on you being too busy to shop around—and they're often not offering you their best rate.
An example of how "Just Signing" can impact you financially
What your lender sends you
An example of a better rate we could find
Potential Savings on $400K Mortgage
$14,000+
Over a 5-year term
Mortgage Renewal is a Golden Opportunity
Re-evaluate and explore better deals that could lead to significant savings. We can help you navigate the landscape and provide you with the guidance required for getting the best out of your journey towards owning a home.
Lower Your Rate
Banks often don't offer their best rates in renewal letters. We shop around to find you better options.
Reduce Monthly Payments
A better rate means lower monthly payments, freeing up cash for other priorities in your life.
Switch to Better Terms
Change your amortization, payment frequency, or switch from variable to fixed (or vice versa).
Access Your Equity
Use your renewal as an opportunity to access home equity for renovations, investments, or debt consolidation.
Why Choose Blue Pearl for Your Renewal?
We Shop for You
Access to 50+ lenders means we find rates your bank won't match
We Handle the Paperwork
Our experts manage the entire process from start to finish
Expert Guidance
Dedicated advisors who work for you, not the lenders
How We Help with Your Renewal
Our streamlined process makes renewal easy and ensures you get the best possible terms
Review Your Current Mortgage
We analyze your existing mortgage details, current rate, and remaining term to understand your situation.
Shop 50+ Lenders
We compare rates and terms from major banks, credit unions, and alternative lenders to find your best options.
Present Your Options
We show you the best rates and terms available, clearly explaining potential savings and any differences.
Handle the Switch
If switching lenders makes sense, we manage all the paperwork and coordinate the entire transfer process.
Close Your New Mortgage
Your new mortgage is set up seamlessly, often with better rates, terms, and no hassle on your end.
Start Your Renewal Process Today
Don't leave money on the table. Get a free quote and see how much you could save with a better mortgage renewal.
Frequently Asked Questions
Need Help?
Our team is here to assist you
Your Mortgage Renewal Shouldn't Be on Auto-Pilot
Take control of your financial future. Let our experts find you a better rate and potentially save you thousands of dollars.
Lenders We Compare
Cost to You
Get Your Options